Protocol · How it works

From dollars to on-chain yield, in three steps.

Strata compresses a decades-old securities pipeline — issuance, custody, settlement, distribution — into three programmable steps. No intermediaries collecting spread, no opaque waterfalls.

Step 01

Deposit

Fund your position via wire, stablecoin, or existing custodian.

Institutional onboarding is completed by regulated partners with full KYB/KYC and sanctions screening. Wire USD to a segregated account at BNY Mellon or bridge USDC / USDT to a whitelisted vault address. Minimum institutional deposit: $250,000. No minimum for qualified accounts.

24–48h onboarding · same-day funding thereafter
Step 02

Tokenize

Receive sSTRT — a 1:1 claim on the underlying reserve pool.

The protocol mints permissioned ERC-20 tokens (sSTRT for Treasuries, sSTRT-C for credit) representing your pro-rata share of the reserve pool. Transfers are restricted to whitelisted counterparties, enabling composability with regulated DeFi while preserving compliance guarantees.

Mint / burn settled T+0 on-chain
Step 03

Earn

Yield accrues daily. Redeem at NAV, 24/7.

The reserve portfolio — actively managed by an SEC-registered investment advisor — generates yield from short-duration U.S. Treasuries and investment-grade credit. Yield accrues to the token price daily. Redemptions settle to USD or stablecoins on demand, subject to available liquidity buffers.

Daily accrual · redemption T+0 (stables) or T+1 (wire)
Settlement architecture

Real assets. Real accounts. Real audits.

Every position is backed by securities held in a bankruptcy-remote SPV at a qualified custodian. On-chain balances mirror the off-chain trust ledger, reconciled block by block. If the protocol were to sunset, holders would recover proceeds pro-rata under the SPV's trust deed.

Investor wallet0x71C…4aE9
Whitelisted vault0x9F2…D01c
SPV trust accountBNY Mellon · #048-771
CustodyCoinbase Prime · Anchorage
AttestorErnst & Young LLP
Reconciled every block · reserves attested daily

See it in production.

Open a live position in under two minutes.